About Finbyx
We saw NBFCs forced to choose between speed and compliance. Finbyx was built so you never have to make that trade-off again.
The platform
Digital KYC, e-KYC, video-KYC and bureau pulls — completed in under 3 minutes.
Rule-based decisioning with CIC integration across CIBIL, Experian, and Equifax.
Configurable approval workflows with digital sanction letters and auto-disbursement triggers.
EMI tracking, IRAC classification, demand notices, and a field collections app.
Automated SBR, NPA, and CIC submission reports. Audit-ready on day one.
How we think
Every RBI regulation — from SBR to PMLA/AML to DPDP — is handled natively. You inherit compliance, you don't build it.
Products, fields, workflows, and pricing rules are defined as data. Business teams move without waiting for developers.
Dense data tables and terse CLI interfaces had their era. Modern credit teams deserve modern tooling.
One installation. Infinite NBFC tenants. Complete data isolation and role-based access — out of the box.
Our core banking engine is Apache Fineract — battle-tested at global MFIs and NBFCs. Finbyx wraps it with a modern multi-tenant UI, workflow layer, and compliance intelligence that Fineract alone cannot provide.